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Solutions...with Courtney Anderson! What is Holding You Back from Surpassing Your Goals? Business. Legal. Life.


Informed…Not Simply Outraged. 

Attorney. Author. Humorist. Professor. Award-winning International Strategic Leadership Innovator, Courtney Elizabeth Anderson, J.D., M.B.A., M.S. (CourtneyAnderson.com), is "The Workplace Relationship Expert" ™ , executive director of the International Workplace Relationship Council, and practices the "Joyful Art of Business!"™ around the world. 

Leading workplace relationship policy expert who has advised various domestic and international entities including Boeing, Cirque du Soleil, The United States House of Representatives and Wal-Mart. Media appearances include: BusinessWeek, MSNBC, The Wall Street Journal, FOX News, Cosmopolitan, CNN International, USA Today, CNN - HLN, The Christian Science Monitor, HuffingtonPost, Sorbet magazine (Dubai) and many more. She has worked for global clients in North America (USA, Canada, Mexico), Africa (South Africa), Asia (Japan, Hong Kong, Indonesia, India), Australia and Europe (Italy, The Netherlands, Spain).

"Solutions…with Courtney Anderson!" is a weekly show that delivers pragmatic concepts and tools that will permit you to surpass your goals!

 

Copyright © 1999 - 2011 Courtney Anderson & Associates, LLC; © 2012-2017 Courtney Anderson Enterprises LLC; © 2018 AndBro Enterprises LLC dba International Workplace Relationship Council. All rights reserved.

Sep 5, 2014

SITE: http://www.courtneyanderson.com/swca-episode-184-courtney-i-am-curious-series-how-did-you-buy-your-first-home-at-age-27-as-a-single-woman.html

 

SHOW NOTES: This episode is, “How did you buy your first home at age 27 as a single woman?”

I purchased my first home at age 27. I still own it today as an investment property (over 15 years later as of the time of this show). I bought it on my own. I used money I earned working (as an employee and from my own business) for the down payment, closing costs and fees. I received no money from anyone else (family or friends, etc.). I borrowed the remainder of the purchase funds from a bank. 

NOTE: I discussed how to buy your first home in another show: Solutions...with Courtney Anderson! (SwCA) Episode 047 - Originally aired 2/26/2014 9:00 AM - FINANCIAL FIERCENESS! series - “How to buy your first (or next, or best) home!” 

I discussed credit scores (and reports) in a two part show: RADIO SHOW/AUDIO PODCAST Solutions...with Courtney Anderson! (SwCA) Episode 022 - Originally aired 1/22/2014 9:00 AM - FINANCIAL FIERCENESS! series - “'Credit score, who cares?!' You should...here's why. (Part 1 of 2)” and RADIO SHOW/AUDIO PODCAST Solutions...with Courtney Anderson! (SwCA) Episode 024 - Originally aired 1/24/2014 9:00 AM - FINANCIAL FIERCENESS! - “'Credit score, who cares?!' You should...here's why. (Part 2 of 2)" 

1) How did I buy my first home?

With money I earned and saved, 2) use of my credit report and score 3) and income verification to qualify for a loan from a lender for the balance. The home was priced at approximately $115,000 USD. It is a single family, unattached, three bedroom, two bath brick home that was brand new when I purchased it (from the builder). It was fulfillment of one of my dreams when I received the keys! 

2) Was I limited by my age?

No. We are what age we are. I was aware of it and we discuss in the show that younger people have smaller rates of homeownership than older age groups. 

In the US: “The average age of a first-time homeowner is 34, according to the most recent American Housing Survey data collected in 2009.” (http://universe.byu.edu/2011/10/11/average-age-of-first-time-homeowners-remains-high/#sthash.Jhy9NwVQ.dpuf)

“For the second quarter 2014, the homeownership rates were highest for those householders ages 65 years and over (80.1 percent) and lowest for the under 35 years of age group (35.9 percent).” (http://www.census.gov/housing/hvs/files/qtr214/q214press.pdf)

3) Was I limited by my gender? What about the fact that I was single (unmarried, no partner or other co-signer for the home)?

No. We are the gender identity that we are. I was aware of my gender and we discuss in the show that females have not been able to own homes on their own until recent history (in the US and many other parts of the world). I was single. There was no one else to purchase the home with and I [...]

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